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| Why do you need travel insurance? |
| In a world where anything can happen, insurance
helps you travel with peace of mind.
It is a condition of booking that you have comprehensive
travelers medical insurance.
MMA works in partnership with RBC Travel Insurance can
offer the most up to date and comprehensive travel medical
insurance at competitive rates. Please enquire when booking.
Travel insurance is designed to make travel a worry-free
experience. Emergencies can happen even to the most well
prepared traveler. We offer a wide range of insurance
coverage so you can travel knowing you’re protected.
It is a condition of booking that all clients have comprehensive
medical insurance. Failure to do so will enforce us to
refuse travel on our trips. It is advisable to also purchase
Cancellation and interruption insurance.
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| How can you purchase travel insurance? |
| MMA works with RBC insurance, the industry standard and
by far the most comprehensive travel policy available. Please
enquire when booking. Listed below is a general outline of packages available. Detailed information on coverage is available here.
Please note that the premiums are calculated on trip length and value.
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| Cancellation & Interruption Insurance |
Maximum Sums Payable |
| Before Departure |
Up to the sum insured |
Up to the sum insured |
Up to the sum insured |
Up to the sum insured |
| After Departure |
Unlimited |
Unlimited |
Up to the sum insured |
Unlimited |
| Subsistence Allowance |
$3000 |
$3000 |
$1500 |
$3000 |
| HolidaySure® Plan |
$750 Travel Coupon |
$750 Travel Coupon |
Not Applicable |
$750 Travel Coupon |
| Connection Benefit |
Available |
Available |
Available |
Available |
| Emergency Medical Insurance |
Maximum Sums Payable |
| Medical & Other Benefits |
Unlimited * |
Unlimited * |
Unlimited * |
Not Applicable |
| Subsistence Allowance |
$3000 |
$3000 |
$1500 |
Not Applicable |
| Baggage & Personal Effects Insurance |
Maximum Sums Payable |
| Loss of, or Damage to, Baggage & Personal Effects |
$1000 ** |
$1000 ** |
$500 ** |
$1000 ** |
| Delay of Baggage & Personal Effects |
$400 |
$400 |
$200 |
$400 |
| Flight Accident Insurance |
Principal Sums |
| Death, double dismemberment, loss of sight of both eyes, or complete and irrecoverable
loss of speech or hearing*** |
$100,000 |
$100,000 |
$50,000 |
$100,000 |
| Travel Accident Insurance |
Principal Sums |
| Death, double dismemberment, loss of sight of both eyes, or complete and irrecoverable
loss of speech or hearing*** |
$50,000 |
$50,000 |
$25,000 |
$50,000 |
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| What type of packages do you offer? |
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| Packages |
| Deluxe Package |
This package is our most comprehensive travel insurance
product available, and includes the following coverages:
· Emergency Medical
· Cancellation & Interruption
· Baggage & Personal Effects
· Flight Accident
· Travel Accident
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| Standard Package |
This package provides the same coverages that are part
of Deluxe Package, however coverage amounts differ. Coverages
include:
· Emergency Medical
· Cancellation & Interruption
· Baggage & Personal Effects
· Flight Accident
· Travel Accident
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| Non-Medical Package |
This package does not include Emergency Medical coverage,
however it does provide all of the other coverages that
are part of Deluxe Package, including:
· Cancellation & Interruption
· Baggage & Personal Effects
· Flight Accident
· Travel Accident
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| Travel Bound? |
Whether you are frolicking on a Mexican beach, climbing
mountains in Nepal or rafting the source of the Nile be
aware, it can be dangerous world… These Ten Tips can prevent the risk of illness and ensure
your trip is a healthy one.
1. Consult with a Travel Health professional
2. Adjust to your environment
3. Protect yourself from insects
4. Wear protective footwear
5. Ensure that your water is purified
6. Consume well-cooked food
7. Wash it, peel it or forget it
8. Remember your prophylactics
9. Avoid swimming in fresh water
10. Consider carefully your means of transportation
MMA is not able to legally advise our members and clients
on the specific requirements for travel immunizations.
It is necessary for your to speak to your family doctor
or Travel Health Clinic on the required shots and immunizations
for your trip. For the your nearest Travel Clinic please
visit www.travelvacs.com
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| Facts about immunization |
· When planning a trip, the last thing you want
to think about is illness.
· Immunizations are one of the best ways to protect
yourself from serious diseases, many of which can be life
threatening.
· The purpose of a vaccine is to stimulate the
body’s defense system in order to prepare it for a future
encounter with an infectious disease.
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| Basic Guidelines |
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Certain health conditions can dramatically increase
a traveller’s risk. If you are pregnant or have a chronic
medical condition (ie; allergies, asthma, diabetes, epilepsy)
be sure to consult a health care professional prior to
departure. The amount of preparations required before a
trip will depend on a traveller’s risk of contracting
a disease or illness. International travellers can be low or high risk, depending on several factors.
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| Factor |
Lower risk |
Higher risk |
| Geographical destination |
Developed countries |
Developing countries |
| Length of stay |
Short-term |
Long-term |
| Location within country |
Urban |
Rural, remote areas |
| Type of accommodation |
1st class – resorts |
4th class, camping, backpacking |
| Purpose of travel |
Business |
Pleasure |
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| What immunizations do I need? |
| Routine Immunizations |
Required Immunizations |
Recommended Immunizations |
All adults should update these routine
immunizations every 10 years, even if they do not plan to
travel.
· Tetanus & Diphtheria
(This vaccine is usually covered by provincial health plans)
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Some countries will require proof of these
immunizations before entry.
· Yellow fever
· Meningococcal
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Depending on your itinerary, planned activities and current health status,
your health care professional may recommend one or more
of these immunizations.
· Polio
· Influenza
· Hepatitis A
· Hepatitis B
· Typhoid
· Japanese Encephalitis
· Meningococcal
· Rabies
· Cholera
· Measles, Mumps, Rubella
· Yellow Fever
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| Sources of information for travellers |
| International Association for Medical Assistance to Travellers (IAMAT) |
40 Regal Road
Guelph, Ontario
N1K 1B5
(519) 836-0102
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1237 St. Clair Avenue West
Toronto, Ontario
M6E 1B8
(416) 652-0137
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| Quick Reference Material |
Don’t drink the water by Dr. J. S. Keystone, editor.
Co-published by The Canadian Public Health Association
and The Canadian Society for International Health. This
book is available in selected bookstores or can be ordered
from the Canadian Public Health Association by telephone
(613) 725-3769 or fax (613) 725-9826.
Health Information for Canadian Travellers produced by
The Canadian Society for International Health provides
a listing of travel clinics across Canada and other pertinent
information for travellers. A copy can be obtained by
telephone (613) 230-2654 or fax (613) 230-8401.
The Travel Doctor by Dr. Mark Wise is written to inform
travellers of potential health risks when visiting other
parts of our planet, but not scare them away from travel.
Read about Dr. Wise and his book in the May 20, 2003 issue
of the Medical Post. Available in selected bookstores.
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Due to the constantly changing requirements for visas
it is advisable to contact the respective embassy prior
to your departure. It is the responsibility of the traveller
to check for the required visas.
MMA works with a visa specialist (www.visaconnection.com)
who can offer all necessary information on visa requirement.
Also we can assist with the issuing of your visa (s).
Listed below are some helpful links in your visa search. No third parties Embassies.
Embassies
Germany
France
Italy
Finland
Belgium
Spain
Sweden
Japan
Mexico
USA
General Links
Travel report
Canadian representative abroad
Maps
Travel Clinic
Passport office
Canadian Ministry of Foreign Affairs
Weather
Couriers
FedEx
UPS
Loomis
Canada Post
Currency Converter:
Oanda
Yahoo
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| Travel Warnings are issued when a State Department or
respective government body decides, based on all relevant
information, to recommend that travellers avoid travel to
a certain country.
Countries where avoidance of travel is recommended will
have Travel Warnings as well as Consular Information Sheets.
Public Announcements are a means to disseminate information
about terrorist threats and other relatively short-term
and/or trans-national conditions posing significant risks
to the security of travelers. They are made any time there
is a perceived threat. In the past, Public Announcements
have been issued to deal with short-term coups, bomb threats
to airlines, violence by terrorists and anniversary dates
of specific terrorist events. |
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Suggested government bodies advisory sites
Department of Foreign affairs Canada
Foreign and Commonwealth Office UK
Australian Department of Foreign Affairs
US State Department
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| What does the advice really mean? |
| It is important to understand that what is provided is
travel advice. The departments do not and cannot make decisions
for people about when, where or whether they should travel.
The responsibility is to help travelers make their own well-informed
decisions. This applies equally to first-time holiday-makers
or seasoned travelers. The travel advisories are never used
to make a political statement.
We try to use direct and clear language in travel advice.
If there is compelling information that suggests it is not
safe to travel to a country (or an area within a country),
it will be reflected in a recommendation that travelers
should defer or avoid all travel to that country (or area).
In other circumstances – where the threat is lower or information
less specific – it will be advised that travellers defer
non-essential travel. Whether travel is essential is a matter
for personal judgment – based on your family or business
needs, your concern for your own safety, your personal knowledge
of the country or area, and many other factors. Advisories
cannot weigh those factors for you, because they will differ
from individual to individual. Only you can judge what is
essential to you. |
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| Pricing |
| All prices are LAND ONLY unless other wise stated. |
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| Flights |
| Prices quoted in the Dates & Prices sheet are LAND
ONLY unless other wise stated. They do not include airfare.
MMA is able to offer competitive quotes and pricing on your
airfare requirements. Please contact us for a quote. |
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| Trip Notes |
For more detailed information on all our trips please
refer to the respective trips notes. All trips notes are
available on line by request to our office on our toll
free number –
TEL TOLL FREE: 1 (866) 907-4006 or by the website at www.meetmarketadventures.com or via email: [email protected]
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| Pre & Post Accommodation |
If you require accommodation in the joining city before
and after the trip start and finish dates please advise
us when you make your booking.
MMA is happy to make any of these or other arrangements
on your behalf.
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| Optional Extras |
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Most of our trips have optional extras available. These
are run and operated by local companies.
MMA has carefully checked and vetted all of our chosen
local operators and has had many years of experience with
our chosen operators.
However MMA is not responsible for the behaviour, actions
or operational standards of these local operators.
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